Open Enrollment for Retirees

Open Enrollment for Retirees medical insurance is from August 1-August 31

  • During Open Enrollment, you select your benefits from October 1, 2025, through September 30, 2026.
  • Changes you make go into effect on October 1, 2025

Open Enrollment for dental insurance is once every three years (the dental open enrollment is happening in 2027).

Open Enrollment is your once-a-year opportunity for retirees to review current benefit elections and make changes such as:

  • Change medical plans
  • Drop medical plan
  • Add or drop dependents

After Open Enrollment ends, you cannot change your benefit elections until the next Open Enrollment, unless you have a ‘qualified status change’.

If you aren't making any changes to your Health Insurance, then no action is required. 

 

WHAT'S NEW FOR 2025-2026?

  • Management retirees on the Early Retirement Option (ERO) Kaiser HMO, Blue Shield HMO and Blue Shield PPO will have a premium cost-share.

Blue Shield

  • MDLive copay change from $10 to $0 effective 10/1/2025.
  • Midi Health: Virtual Menopause Clinic available as a contracted provider.
  • PPO Plan – members 45+ are eligible for a free, at-home FIT colorectal cancer screening kit. Request a kit by creating an account at My.QuestForHealth.com.
  • Costco pharmacy prescriptions are delivered for free with Instacart. Once a prescription is filled, a text is sent to you with the link to access Instacart for free.

Kaiser Permanente

  • Kaiser discounted gym membership program changed from Active & Fit to One Pass.