Rates and Medical Plans for Associate Faculty
The District offers a choice of five medical plans through our membership in Self-Insured Schools of California (SISC).
SRJC pays the entire monthly premium for single, double and family coverage for the Kaiser HMO, Kaiser Deductible HSA and Blue Shield Deductible HSA. The Associate Faculty member will pay the portion of the Blue Shield HMO or Blue Shield PPO premium above the Kaiser HMO rate.
Monthly premium rates
These rates are for Associate Faculty employees during the plan year starting October 1, 2023. If you owe a premium portion, your premium payment will be deducted from your paycheck. During a coverage period when you don't receive a paycheck (like summer for instance), you are responsible for making the premium payment directly to the Accounting Department. Failure to pay the Associate Faculty portion of the premium will result in cancellation of your medical plan and it will be effective at the end of the month that you last paid.
Please click on the links below to view the Benefit Summaries of the five medical plans:
- Kaiser Permanente HMO
- Kaiser Permanente Deductible plan with a Health Savings Account (HSA). This is a HMO deductible plan.
- Blue Shield of California HMO
- Blue Shield of California PPO
- Blue Shield of California PPO Deductible plan with a Health Savings Account (HSA). This is a PPO deductible plan.
There are limitations depending on where you live:
· If you live outside of California, the Blue Shield PPO plans are the only plans you’d be eligible to enroll in since they are available in every state.
· Kaiser operates by region, so if you live outside of the San Francisco Bay Area, then you are not eligible to be enrolled in the District’s Kaiser plans. SRJC is part of the Kaiser Bay Area/Northern California region and is not part of the Southern California Kaiser region. SRJC is also not a part of the Kaiser regions in other states.
· Blue Shield HMO is only available in California.
WHAT'S NEW FOR 2023-2024?
NEW PLAN ENHANCEMENTS FOR BLUE SHIELD PPO MEMBERS
New! Eden Health: Virtually connect with a primary care physician to manage all your well-being and holistic healthcare needs. Eden providers diagnose conditions, manage prescriptions, refer to specialists and answer follow up questions using video visits or live chat. Available to Blue Shield PPO members – No Cost
MDLive: Effective October 1, 2023, MDLive visits will now have a $10 copay. HSA members will continue to pay the full cost of the visit until their deductible is met. Available to Blue Shield PPO members – No Cost
AS OF 1/1/2024, THE DEDUCTIBLE AND OUT-OF-POCKET MAXIMUM (OOP) FOR THE KAISER DEDUCTIBLE HEALTH SAVINGS ACCOUNT (HSA) AND BLUE SHIELD DEDUCTIBLE HEALTH SAVINGS ACCOUNT (HSA) PLAN WILL CHANGE:
IF YOU HAVE ANY QUESTIONS OR NEED ASSISTANCE WITH THESE DOCUMENTS, PLEASE CONTACT HUMAN RESOURCES AT 707-527-4304.